LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,538
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,515
−HK$2,008/mo
Today · 4.125%
HK$67,523
baseline
▲ 0.50% · 4.625%
HK$71,631
+HK$4,108/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$135,046/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,686
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,581
−HK$1,923/mo
Today · 4.125%
HK$74,504
baseline
▲ 0.50% · 4.625%
HK$78,432
+HK$3,928/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$149,008/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,246
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,617
−HK$2,410/mo
Today · 4.125%
HK$81,027
baseline
▲ 0.50% · 4.625%
HK$85,957
+HK$4,930/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$162,054/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,823
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$87,098
−HK$2,307/mo
Today · 4.125%
HK$89,405
baseline
▲ 0.50% · 4.625%
HK$94,118
+HK$4,713/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$178,810/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,953
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,720
−HK$2,812/mo
Today · 4.125%
HK$94,532
baseline
▲ 0.50% · 4.625%
HK$100,284
+HK$5,752/mo
Deposit HK$8.36M · loan HK$19.51M · min. income ≈ HK$189,064/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,960
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,614
−HK$2,692/mo
Today · 4.125%
HK$104,306
baseline
▲ 0.50% · 4.625%
HK$109,804
+HK$5,498/mo
Deposit HK$8.36M · loan HK$19.51M · min. income ≈ HK$208,612/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,369
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$117,926
−HK$3,615/mo
Today · 4.125%
HK$121,541
baseline
▲ 0.50% · 4.625%
HK$128,936
+HK$7,395/mo
Deposit HK$2.79M · loan HK$25.08M · min. income ≈ HK$243,082/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,234
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,646
−HK$3,462/mo
Today · 4.125%
HK$134,108
baseline
▲ 0.50% · 4.625%
HK$141,177
+HK$7,069/mo
Deposit HK$2.79M · loan HK$25.08M · min. income ≈ HK$268,216/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,241 · Scale 2, in force from 26 Feb 2026)