LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,556
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,533
−HK$2,009/mo
Today · 4.125%
HK$67,542
baseline
▲ 0.50% · 4.625%
HK$71,651
+HK$4,109/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,084/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,706
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,602
−HK$1,924/mo
Today · 4.125%
HK$74,526
baseline
▲ 0.50% · 4.625%
HK$78,454
+HK$3,928/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,052/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,267
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,640
−HK$2,410/mo
Today · 4.125%
HK$81,050
baseline
▲ 0.50% · 4.625%
HK$85,982
+HK$4,932/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$162,100/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,847
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,122
−HK$2,309/mo
Today · 4.125%
HK$89,431
baseline
▲ 0.50% · 4.625%
HK$94,145
+HK$4,714/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$178,862/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,979
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,746
−HK$2,812/mo
Today · 4.125%
HK$94,558
baseline
▲ 0.50% · 4.625%
HK$100,312
+HK$5,754/mo
Deposit HK$8.36M · loan HK$19.51M · min. income ≈ HK$189,116/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,988
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,643
−HK$2,693/mo
Today · 4.125%
HK$104,336
baseline
▲ 0.50% · 4.625%
HK$109,836
+HK$5,500/mo
Deposit HK$8.36M · loan HK$19.51M · min. income ≈ HK$208,672/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,401
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,960
−HK$3,615/mo
Today · 4.125%
HK$121,575
baseline
▲ 0.50% · 4.625%
HK$128,973
+HK$7,398/mo
Deposit HK$2.79M · loan HK$25.09M · min. income ≈ HK$243,150/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,270
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,683
−HK$3,463/mo
Today · 4.125%
HK$134,146
baseline
▲ 0.50% · 4.625%
HK$141,217
+HK$7,071/mo
Deposit HK$2.79M · loan HK$25.09M · min. income ≈ HK$268,292/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,576 · Scale 2, in force from 26 Feb 2026)