LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,561
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,538
−HK$2,009/mo
Today · 4.125%
HK$67,547
baseline
▲ 0.50% · 4.625%
HK$71,657
+HK$4,110/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,094/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,711
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,607
−HK$1,924/mo
Today · 4.125%
HK$74,531
baseline
▲ 0.50% · 4.625%
HK$78,460
+HK$3,929/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,062/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,273
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,646
−HK$2,410/mo
Today · 4.125%
HK$81,056
baseline
▲ 0.50% · 4.625%
HK$85,988
+HK$4,932/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$162,112/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,853
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,129
−HK$2,308/mo
Today · 4.125%
HK$89,437
baseline
▲ 0.50% · 4.625%
HK$94,152
+HK$4,715/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$178,874/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,985
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,753
−HK$2,813/mo
Today · 4.125%
HK$94,566
baseline
▲ 0.50% · 4.625%
HK$100,320
+HK$5,754/mo
Deposit HK$8.36M · loan HK$19.51M · min. income ≈ HK$189,132/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,995
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,650
−HK$2,694/mo
Today · 4.125%
HK$104,344
baseline
▲ 0.50% · 4.625%
HK$109,844
+HK$5,500/mo
Deposit HK$8.36M · loan HK$19.51M · min. income ≈ HK$208,688/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,410
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,969
−HK$3,615/mo
Today · 4.125%
HK$121,584
baseline
▲ 0.50% · 4.625%
HK$128,982
+HK$7,398/mo
Deposit HK$2.79M · loan HK$25.09M · min. income ≈ HK$243,168/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,280
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,693
−HK$3,463/mo
Today · 4.125%
HK$134,156
baseline
▲ 0.50% · 4.625%
HK$141,228
+HK$7,072/mo
Deposit HK$2.79M · loan HK$25.09M · min. income ≈ HK$268,312/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,666 · Scale 2, in force from 26 Feb 2026)