LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,571
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,548
−HK$2,009/mo
Today · 4.125%
HK$67,557
baseline
▲ 0.50% · 4.625%
HK$71,668
+HK$4,111/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,114/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,722
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,619
−HK$1,924/mo
Today · 4.125%
HK$74,543
baseline
▲ 0.50% · 4.625%
HK$78,472
+HK$3,929/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,086/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,285
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,658
−HK$2,411/mo
Today · 4.125%
HK$81,069
baseline
▲ 0.50% · 4.625%
HK$86,002
+HK$4,933/mo
Deposit HK$11.15M · loan HK$16.73M · min. income ≈ HK$162,138/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,866
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,143
−HK$2,309/mo
Today · 4.125%
HK$89,452
baseline
▲ 0.50% · 4.625%
HK$94,167
+HK$4,715/mo
Deposit HK$11.15M · loan HK$16.73M · min. income ≈ HK$178,904/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,999
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,768
−HK$2,812/mo
Today · 4.125%
HK$94,580
baseline
▲ 0.50% · 4.625%
HK$100,335
+HK$5,755/mo
Deposit HK$8.36M · loan HK$19.52M · min. income ≈ HK$189,160/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,011
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,666
−HK$2,694/mo
Today · 4.125%
HK$104,360
baseline
▲ 0.50% · 4.625%
HK$109,861
+HK$5,501/mo
Deposit HK$8.36M · loan HK$19.52M · min. income ≈ HK$208,720/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,428
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,987
−HK$3,616/mo
Today · 4.125%
HK$121,603
baseline
▲ 0.50% · 4.625%
HK$129,003
+HK$7,400/mo
Deposit HK$2.79M · loan HK$25.09M · min. income ≈ HK$243,206/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,300
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,714
−HK$3,463/mo
Today · 4.125%
HK$134,177
baseline
▲ 0.50% · 4.625%
HK$141,250
+HK$7,073/mo
Deposit HK$2.79M · loan HK$25.09M · min. income ≈ HK$268,354/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,852 · Scale 2, in force from 26 Feb 2026)