LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,592
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,571
−HK$2,009/mo
Today · 4.125%
HK$67,580
baseline
▲ 0.50% · 4.625%
HK$71,692
+HK$4,112/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,160/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,746
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,643
−HK$1,925/mo
Today · 4.125%
HK$74,568
baseline
▲ 0.50% · 4.625%
HK$78,499
+HK$3,931/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,136/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,311
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,685
−HK$2,411/mo
Today · 4.125%
HK$81,096
baseline
▲ 0.50% · 4.625%
HK$86,031
+HK$4,935/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$162,192/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,895
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,172
−HK$2,310/mo
Today · 4.125%
HK$89,482
baseline
▲ 0.50% · 4.625%
HK$94,199
+HK$4,717/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$178,964/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,029
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,799
−HK$2,813/mo
Today · 4.125%
HK$94,612
baseline
▲ 0.50% · 4.625%
HK$100,369
+HK$5,757/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$189,224/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,044
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,701
−HK$2,694/mo
Today · 4.125%
HK$104,395
baseline
▲ 0.50% · 4.625%
HK$109,898
+HK$5,503/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$208,790/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,466
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$118,027
−HK$3,618/mo
Today · 4.125%
HK$121,645
baseline
▲ 0.50% · 4.625%
HK$129,046
+HK$7,401/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$243,290/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,343
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,758
−HK$3,465/mo
Today · 4.125%
HK$134,223
baseline
▲ 0.50% · 4.625%
HK$141,298
+HK$7,075/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$268,446/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,253 · Scale 2, in force from 26 Feb 2026)