LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,593
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,571
−HK$2,010/mo
Today · 4.125%
HK$67,581
baseline
▲ 0.50% · 4.625%
HK$71,693
+HK$4,112/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,162/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,747
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,644
−HK$1,925/mo
Today · 4.125%
HK$74,569
baseline
▲ 0.50% · 4.625%
HK$78,500
+HK$3,931/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,138/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,312
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,686
−HK$2,411/mo
Today · 4.125%
HK$81,097
baseline
▲ 0.50% · 4.625%
HK$86,032
+HK$4,935/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$162,194/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,896
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,173
−HK$2,310/mo
Today · 4.125%
HK$89,483
baseline
▲ 0.50% · 4.625%
HK$94,200
+HK$4,717/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$178,966/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,030
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,800
−HK$2,813/mo
Today · 4.125%
HK$94,613
baseline
▲ 0.50% · 4.625%
HK$100,370
+HK$5,757/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$189,226/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,046
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,702
−HK$2,695/mo
Today · 4.125%
HK$104,397
baseline
▲ 0.50% · 4.625%
HK$109,900
+HK$5,503/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$208,794/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,468
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,028
−HK$3,618/mo
Today · 4.125%
HK$121,646
baseline
▲ 0.50% · 4.625%
HK$129,048
+HK$7,402/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$243,292/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,344
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,760
−HK$3,464/mo
Today · 4.125%
HK$134,224
baseline
▲ 0.50% · 4.625%
HK$141,299
+HK$7,075/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$268,448/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,267 · Scale 2, in force from 26 Feb 2026)