LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,595
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,573
−HK$2,010/mo
Today · 4.125%
HK$67,583
baseline
▲ 0.50% · 4.625%
HK$71,695
+HK$4,112/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,166/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,749
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,646
−HK$1,925/mo
Today · 4.125%
HK$74,571
baseline
▲ 0.50% · 4.625%
HK$78,502
+HK$3,931/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,142/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,314
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,688
−HK$2,412/mo
Today · 4.125%
HK$81,100
baseline
▲ 0.50% · 4.625%
HK$86,034
+HK$4,934/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$162,200/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,899
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,175
−HK$2,310/mo
Today · 4.125%
HK$89,485
baseline
▲ 0.50% · 4.625%
HK$94,202
+HK$4,717/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$178,970/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,033
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,802
−HK$2,814/mo
Today · 4.125%
HK$94,616
baseline
▲ 0.50% · 4.625%
HK$100,373
+HK$5,757/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$189,232/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,048
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,705
−HK$2,695/mo
Today · 4.125%
HK$104,400
baseline
▲ 0.50% · 4.625%
HK$109,903
+HK$5,503/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$208,800/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,471
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,032
−HK$3,617/mo
Today · 4.125%
HK$121,649
baseline
▲ 0.50% · 4.625%
HK$129,051
+HK$7,402/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$243,298/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,348
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,763
−HK$3,465/mo
Today · 4.125%
HK$134,228
baseline
▲ 0.50% · 4.625%
HK$141,303
+HK$7,075/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$268,456/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,300 · Scale 2, in force from 26 Feb 2026)