LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,596
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,574
−HK$2,010/mo
Today · 4.125%
HK$67,584
baseline
▲ 0.50% · 4.625%
HK$71,696
+HK$4,112/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$135,168/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,750
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,647
−HK$1,925/mo
Today · 4.125%
HK$74,572
baseline
▲ 0.50% · 4.625%
HK$78,503
+HK$3,931/mo
Deposit HK$13.94M · loan HK$13.94M · min. income ≈ HK$149,144/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,315
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,689
−HK$2,412/mo
Today · 4.125%
HK$81,101
baseline
▲ 0.50% · 4.625%
HK$86,036
+HK$4,935/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$162,202/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,900
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,177
−HK$2,310/mo
Today · 4.125%
HK$89,487
baseline
▲ 0.50% · 4.625%
HK$94,204
+HK$4,717/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$178,974/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,034
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,804
−HK$2,814/mo
Today · 4.125%
HK$94,618
baseline
▲ 0.50% · 4.625%
HK$100,375
+HK$5,757/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$189,236/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,050
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,706
−HK$2,695/mo
Today · 4.125%
HK$104,401
baseline
▲ 0.50% · 4.625%
HK$109,904
+HK$5,503/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$208,802/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,473
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,033
−HK$3,618/mo
Today · 4.125%
HK$121,651
baseline
▲ 0.50% · 4.625%
HK$129,053
+HK$7,402/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$243,302/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,350
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,765
−HK$3,465/mo
Today · 4.125%
HK$134,230
baseline
▲ 0.50% · 4.625%
HK$141,306
+HK$7,076/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$268,460/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,318 · Scale 2, in force from 26 Feb 2026)