LTV · monthly repayment
▼ 0.50% · 3.625%
HK$635,961
−HK$39,881/mo
▼ 0.25% · 3.875%
HK$655,743
−HK$20,099/mo
Today · 4.125%
HK$675,842
baseline
▲ 0.50% · 4.625%
HK$716,965
+HK$41,123/mo
Deposit HK$139.45M · loan HK$139.45M · min. income ≈ HK$1,351,684/mo (50% DSR)
Upfront cash ≈ HK$157.58M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,501
−HK$38,224/mo
▼ 0.25% · 3.875%
HK$726,476
−HK$19,249/mo
Today · 4.125%
HK$745,725
baseline
▲ 0.50% · 4.625%
HK$785,033
+HK$39,308/mo
Deposit HK$139.45M · loan HK$139.45M · min. income ≈ HK$1,491,450/mo (50% DSR)
Upfront cash ≈ HK$157.58M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$763,154
−HK$47,856/mo
▼ 0.25% · 3.875%
HK$786,892
−HK$24,118/mo
Today · 4.125%
HK$811,010
baseline
▲ 0.50% · 4.625%
HK$860,358
+HK$49,348/mo
Deposit HK$111.56M · loan HK$167.34M · min. income ≈ HK$1,622,020/mo (50% DSR)
Upfront cash ≈ HK$129.69M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$849,001
−HK$45,869/mo
▼ 0.25% · 3.875%
HK$871,771
−HK$23,099/mo
Today · 4.125%
HK$894,870
baseline
▲ 0.50% · 4.625%
HK$942,040
+HK$47,170/mo
Deposit HK$111.56M · loan HK$167.34M · min. income ≈ HK$1,789,740/mo (50% DSR)
Upfront cash ≈ HK$129.69M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$890,346
−HK$55,833/mo
▼ 0.25% · 3.875%
HK$918,041
−HK$28,138/mo
Today · 4.125%
HK$946,179
baseline
▲ 0.50% · 4.625%
HK$1,003,751
+HK$57,572/mo
Deposit HK$83.67M · loan HK$195.23M · min. income ≈ HK$1,892,358/mo (50% DSR)
Upfront cash ≈ HK$101.80M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$990,501
−HK$53,514/mo
▼ 0.25% · 3.875%
HK$1,017,066
−HK$26,949/mo
Today · 4.125%
HK$1,044,015
baseline
▲ 0.50% · 4.625%
HK$1,099,046
+HK$55,031/mo
Deposit HK$83.67M · loan HK$195.23M · min. income ≈ HK$2,088,030/mo (50% DSR)
Upfront cash ≈ HK$101.80M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,144,731
−HK$71,784/mo
▼ 0.25% · 3.875%
HK$1,180,338
−HK$36,177/mo
Today · 4.125%
HK$1,216,515
baseline
▲ 0.50% · 4.625%
HK$1,290,537
+HK$74,022/mo
Deposit HK$27.89M · loan HK$251.01M · min. income ≈ HK$2,433,030/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,273,501
−HK$68,804/mo
▼ 0.25% · 3.875%
HK$1,307,656
−HK$34,649/mo
Today · 4.125%
HK$1,342,305
baseline
▲ 0.50% · 4.625%
HK$1,413,059
+HK$70,754/mo
Deposit HK$27.89M · loan HK$251.01M · min. income ≈ HK$2,684,610/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$18,128,441 · Scale 2, in force from 26 Feb 2026)