LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,598
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,576
−HK$2,010/mo
Today · 4.125%
HK$67,586
baseline
▲ 0.50% · 4.625%
HK$71,698
+HK$4,112/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$135,172/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,752
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,649
−HK$1,925/mo
Today · 4.125%
HK$74,574
baseline
▲ 0.50% · 4.625%
HK$78,505
+HK$3,931/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$149,148/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,317
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,691
−HK$2,412/mo
Today · 4.125%
HK$81,103
baseline
▲ 0.50% · 4.625%
HK$86,038
+HK$4,935/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$162,206/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,902
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,179
−HK$2,310/mo
Today · 4.125%
HK$89,489
baseline
▲ 0.50% · 4.625%
HK$94,206
+HK$4,717/mo
Deposit HK$11.16M · loan HK$16.73M · min. income ≈ HK$178,978/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,037
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,806
−HK$2,814/mo
Today · 4.125%
HK$94,620
baseline
▲ 0.50% · 4.625%
HK$100,378
+HK$5,758/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$189,240/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,053
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,709
−HK$2,695/mo
Today · 4.125%
HK$104,404
baseline
▲ 0.50% · 4.625%
HK$109,907
+HK$5,503/mo
Deposit HK$8.37M · loan HK$19.52M · min. income ≈ HK$208,808/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,476
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,037
−HK$3,617/mo
Today · 4.125%
HK$121,654
baseline
▲ 0.50% · 4.625%
HK$129,057
+HK$7,403/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$243,308/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,353
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,769
−HK$3,465/mo
Today · 4.125%
HK$134,234
baseline
▲ 0.50% · 4.625%
HK$141,309
+HK$7,075/mo
Deposit HK$2.79M · loan HK$25.10M · min. income ≈ HK$268,468/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,185,350 · Scale 2, in force from 26 Feb 2026)