LTV · monthly repayment
▼ 0.50% · 3.625%
HK$636,023
−HK$39,884/mo
▼ 0.25% · 3.875%
HK$655,806
−HK$20,101/mo
Today · 4.125%
HK$675,907
baseline
▲ 0.50% · 4.625%
HK$717,034
+HK$41,127/mo
Deposit HK$139.46M · loan HK$139.46M · min. income ≈ HK$1,351,814/mo (50% DSR)
Upfront cash ≈ HK$157.59M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,569
−HK$38,227/mo
▼ 0.25% · 3.875%
HK$726,545
−HK$19,251/mo
Today · 4.125%
HK$745,796
baseline
▲ 0.50% · 4.625%
HK$785,108
+HK$39,312/mo
Deposit HK$139.46M · loan HK$139.46M · min. income ≈ HK$1,491,592/mo (50% DSR)
Upfront cash ≈ HK$157.59M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$763,227
−HK$47,861/mo
▼ 0.25% · 3.875%
HK$786,968
−HK$24,120/mo
Today · 4.125%
HK$811,088
baseline
▲ 0.50% · 4.625%
HK$860,441
+HK$49,353/mo
Deposit HK$111.57M · loan HK$167.36M · min. income ≈ HK$1,622,176/mo (50% DSR)
Upfront cash ≈ HK$129.70M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$849,082
−HK$45,874/mo
▼ 0.25% · 3.875%
HK$871,854
−HK$23,102/mo
Today · 4.125%
HK$894,956
baseline
▲ 0.50% · 4.625%
HK$942,130
+HK$47,174/mo
Deposit HK$111.57M · loan HK$167.36M · min. income ≈ HK$1,789,912/mo (50% DSR)
Upfront cash ≈ HK$129.70M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$890,432
−HK$55,838/mo
▼ 0.25% · 3.875%
HK$918,129
−HK$28,141/mo
Today · 4.125%
HK$946,270
baseline
▲ 0.50% · 4.625%
HK$1,003,848
+HK$57,578/mo
Deposit HK$83.68M · loan HK$195.25M · min. income ≈ HK$1,892,540/mo (50% DSR)
Upfront cash ≈ HK$101.81M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$990,596
−HK$53,519/mo
▼ 0.25% · 3.875%
HK$1,017,163
−HK$26,952/mo
Today · 4.125%
HK$1,044,115
baseline
▲ 0.50% · 4.625%
HK$1,099,152
+HK$55,037/mo
Deposit HK$83.68M · loan HK$195.25M · min. income ≈ HK$2,088,230/mo (50% DSR)
Upfront cash ≈ HK$101.81M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,144,841
−HK$71,791/mo
▼ 0.25% · 3.875%
HK$1,180,452
−HK$36,180/mo
Today · 4.125%
HK$1,216,632
baseline
▲ 0.50% · 4.625%
HK$1,290,661
+HK$74,029/mo
Deposit HK$27.89M · loan HK$251.03M · min. income ≈ HK$2,433,264/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,273,624
−HK$68,810/mo
▼ 0.25% · 3.875%
HK$1,307,782
−HK$34,652/mo
Today · 4.125%
HK$1,342,434
baseline
▲ 0.50% · 4.625%
HK$1,413,195
+HK$70,761/mo
Deposit HK$27.89M · loan HK$251.03M · min. income ≈ HK$2,684,868/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$18,130,183 · Scale 2, in force from 26 Feb 2026)