LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,612
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$2,010/mo
Today · 4.125%
HK$67,601
baseline
▲ 0.50% · 4.625%
HK$71,714
+HK$4,113/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$135,202/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,768
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,666
−HK$1,925/mo
Today · 4.125%
HK$74,591
baseline
▲ 0.50% · 4.625%
HK$78,523
+HK$3,932/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$149,182/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,334
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,709
−HK$2,412/mo
Today · 4.125%
HK$81,121
baseline
▲ 0.50% · 4.625%
HK$86,057
+HK$4,936/mo
Deposit HK$11.16M · loan HK$16.74M · min. income ≈ HK$162,242/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,921
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,199
−HK$2,310/mo
Today · 4.125%
HK$89,509
baseline
▲ 0.50% · 4.625%
HK$94,227
+HK$4,718/mo
Deposit HK$11.16M · loan HK$16.74M · min. income ≈ HK$179,018/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,057
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,827
−HK$2,814/mo
Today · 4.125%
HK$94,641
baseline
▲ 0.50% · 4.625%
HK$100,400
+HK$5,759/mo
Deposit HK$8.37M · loan HK$19.53M · min. income ≈ HK$189,282/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,075
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,732
−HK$2,695/mo
Today · 4.125%
HK$104,427
baseline
▲ 0.50% · 4.625%
HK$109,932
+HK$5,505/mo
Deposit HK$8.37M · loan HK$19.53M · min. income ≈ HK$208,854/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,502
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,063
−HK$3,619/mo
Today · 4.125%
HK$121,682
baseline
▲ 0.50% · 4.625%
HK$129,086
+HK$7,404/mo
Deposit HK$2.79M · loan HK$25.11M · min. income ≈ HK$243,364/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,382
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,798
−HK$3,466/mo
Today · 4.125%
HK$134,264
baseline
▲ 0.50% · 4.625%
HK$141,341
+HK$7,077/mo
Deposit HK$2.79M · loan HK$25.11M · min. income ≈ HK$268,528/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,185,617 · Scale 2, in force from 26 Feb 2026)