LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,637
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,616
−HK$2,011/mo
Today · 4.125%
HK$67,627
baseline
▲ 0.50% · 4.625%
HK$71,742
+HK$4,115/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$135,254/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,795
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,694
−HK$1,926/mo
Today · 4.125%
HK$74,620
baseline
▲ 0.50% · 4.625%
HK$78,553
+HK$3,933/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$149,240/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,364
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,739
−HK$2,414/mo
Today · 4.125%
HK$81,153
baseline
▲ 0.50% · 4.625%
HK$86,091
+HK$4,938/mo
Deposit HK$11.16M · loan HK$16.74M · min. income ≈ HK$162,306/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,954
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,233
−HK$2,311/mo
Today · 4.125%
HK$89,544
baseline
▲ 0.50% · 4.625%
HK$94,264
+HK$4,720/mo
Deposit HK$11.16M · loan HK$16.74M · min. income ≈ HK$179,088/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,091
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,862
−HK$2,816/mo
Today · 4.125%
HK$94,678
baseline
▲ 0.50% · 4.625%
HK$100,439
+HK$5,761/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$189,356/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,113
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,771
−HK$2,697/mo
Today · 4.125%
HK$104,468
baseline
▲ 0.50% · 4.625%
HK$109,975
+HK$5,507/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$208,936/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,546
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,109
−HK$3,620/mo
Today · 4.125%
HK$121,729
baseline
▲ 0.50% · 4.625%
HK$129,136
+HK$7,407/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$243,458/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,431
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,849
−HK$3,467/mo
Today · 4.125%
HK$134,316
baseline
▲ 0.50% · 4.625%
HK$141,396
+HK$7,080/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$268,632/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,076 · Scale 2, in force from 26 Feb 2026)