LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,640
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,619
−HK$2,011/mo
Today · 4.125%
HK$67,630
baseline
▲ 0.50% · 4.625%
HK$71,746
+HK$4,116/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$135,260/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,798
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,697
−HK$1,926/mo
Today · 4.125%
HK$74,623
baseline
▲ 0.50% · 4.625%
HK$78,557
+HK$3,934/mo
Deposit HK$13.95M · loan HK$13.95M · min. income ≈ HK$149,246/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,368
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,743
−HK$2,413/mo
Today · 4.125%
HK$81,156
baseline
▲ 0.50% · 4.625%
HK$86,095
+HK$4,939/mo
Deposit HK$11.16M · loan HK$16.75M · min. income ≈ HK$162,312/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,958
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,237
−HK$2,311/mo
Today · 4.125%
HK$89,548
baseline
▲ 0.50% · 4.625%
HK$94,268
+HK$4,720/mo
Deposit HK$11.16M · loan HK$16.75M · min. income ≈ HK$179,096/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,095
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,867
−HK$2,816/mo
Today · 4.125%
HK$94,683
baseline
▲ 0.50% · 4.625%
HK$100,444
+HK$5,761/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$189,366/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,118
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,776
−HK$2,697/mo
Today · 4.125%
HK$104,473
baseline
▲ 0.50% · 4.625%
HK$109,980
+HK$5,507/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$208,946/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,551
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,114
−HK$3,621/mo
Today · 4.125%
HK$121,735
baseline
▲ 0.50% · 4.625%
HK$129,142
+HK$7,407/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$243,470/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,437
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,855
−HK$3,467/mo
Today · 4.125%
HK$134,322
baseline
▲ 0.50% · 4.625%
HK$141,402
+HK$7,080/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$268,644/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,132 · Scale 2, in force from 26 Feb 2026)