LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,642
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,622
−HK$2,011/mo
Today · 4.125%
HK$67,633
baseline
▲ 0.50% · 4.625%
HK$71,749
+HK$4,116/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$135,266/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,801
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,700
−HK$1,927/mo
Today · 4.125%
HK$74,627
baseline
▲ 0.50% · 4.625%
HK$78,560
+HK$3,933/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$149,254/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,371
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,746
−HK$2,414/mo
Today · 4.125%
HK$81,160
baseline
▲ 0.50% · 4.625%
HK$86,098
+HK$4,938/mo
Deposit HK$11.16M · loan HK$16.75M · min. income ≈ HK$162,320/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,962
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,240
−HK$2,312/mo
Today · 4.125%
HK$89,552
baseline
▲ 0.50% · 4.625%
HK$94,272
+HK$4,720/mo
Deposit HK$11.16M · loan HK$16.75M · min. income ≈ HK$179,104/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,099
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,871
−HK$2,815/mo
Today · 4.125%
HK$94,686
baseline
▲ 0.50% · 4.625%
HK$100,448
+HK$5,762/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$189,372/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,122
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,780
−HK$2,697/mo
Today · 4.125%
HK$104,477
baseline
▲ 0.50% · 4.625%
HK$109,984
+HK$5,507/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$208,954/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,556
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,119
−HK$3,621/mo
Today · 4.125%
HK$121,740
baseline
▲ 0.50% · 4.625%
HK$129,147
+HK$7,407/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$243,480/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,443
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,860
−HK$3,468/mo
Today · 4.125%
HK$134,328
baseline
▲ 0.50% · 4.625%
HK$141,408
+HK$7,080/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$268,656/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,181 · Scale 2, in force from 26 Feb 2026)