LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,652
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,632
−HK$2,011/mo
Today · 4.125%
HK$67,643
baseline
▲ 0.50% · 4.625%
HK$71,759
+HK$4,116/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$135,286/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,812
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,711
−HK$1,927/mo
Today · 4.125%
HK$74,638
baseline
▲ 0.50% · 4.625%
HK$78,572
+HK$3,934/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$149,276/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,382
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,758
−HK$2,414/mo
Today · 4.125%
HK$81,172
baseline
▲ 0.50% · 4.625%
HK$86,111
+HK$4,939/mo
Deposit HK$11.17M · loan HK$16.75M · min. income ≈ HK$162,344/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,974
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,253
−HK$2,312/mo
Today · 4.125%
HK$89,565
baseline
▲ 0.50% · 4.625%
HK$94,286
+HK$4,721/mo
Deposit HK$11.17M · loan HK$16.75M · min. income ≈ HK$179,130/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,113
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,884
−HK$2,817/mo
Today · 4.125%
HK$94,701
baseline
▲ 0.50% · 4.625%
HK$100,463
+HK$5,762/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$189,402/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,137
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,796
−HK$2,697/mo
Today · 4.125%
HK$104,493
baseline
▲ 0.50% · 4.625%
HK$110,001
+HK$5,508/mo
Deposit HK$8.37M · loan HK$19.54M · min. income ≈ HK$208,986/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,573
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$118,137
−HK$3,621/mo
Today · 4.125%
HK$121,758
baseline
▲ 0.50% · 4.625%
HK$129,167
+HK$7,409/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$243,516/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,462
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,880
−HK$3,468/mo
Today · 4.125%
HK$134,348
baseline
▲ 0.50% · 4.625%
HK$141,430
+HK$7,082/mo
Deposit HK$2.79M · loan HK$25.12M · min. income ≈ HK$268,696/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,359 · Scale 2, in force from 26 Feb 2026)