LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,671
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,651
−HK$2,012/mo
Today · 4.125%
HK$67,663
baseline
▲ 0.50% · 4.625%
HK$71,781
+HK$4,118/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$135,326/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,833
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,733
−HK$1,927/mo
Today · 4.125%
HK$74,660
baseline
▲ 0.50% · 4.625%
HK$78,595
+HK$3,935/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$149,320/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,405
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,781
−HK$2,415/mo
Today · 4.125%
HK$81,196
baseline
▲ 0.50% · 4.625%
HK$86,137
+HK$4,941/mo
Deposit HK$11.17M · loan HK$16.75M · min. income ≈ HK$162,392/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,000
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,279
−HK$2,313/mo
Today · 4.125%
HK$89,592
baseline
▲ 0.50% · 4.625%
HK$94,314
+HK$4,722/mo
Deposit HK$11.17M · loan HK$16.75M · min. income ≈ HK$179,184/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,139
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$91,912
−HK$2,817/mo
Today · 4.125%
HK$94,729
baseline
▲ 0.50% · 4.625%
HK$100,493
+HK$5,764/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$189,458/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,166
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$101,826
−HK$2,698/mo
Today · 4.125%
HK$104,524
baseline
▲ 0.50% · 4.625%
HK$110,033
+HK$5,509/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$209,048/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,607
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$118,172
−HK$3,622/mo
Today · 4.125%
HK$121,794
baseline
▲ 0.50% · 4.625%
HK$129,205
+HK$7,411/mo
Deposit HK$2.79M · loan HK$25.13M · min. income ≈ HK$243,588/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,499
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$130,919
−HK$3,469/mo
Today · 4.125%
HK$134,388
baseline
▲ 0.50% · 4.625%
HK$141,471
+HK$7,083/mo
Deposit HK$2.79M · loan HK$25.13M · min. income ≈ HK$268,776/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,710 · Scale 2, in force from 26 Feb 2026)