LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,671
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,651
−HK$2,013/mo
Today · 4.125%
HK$67,664
baseline
▲ 0.50% · 4.625%
HK$71,781
+HK$4,117/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$135,328/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,833
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,733
−HK$1,927/mo
Today · 4.125%
HK$74,660
baseline
▲ 0.50% · 4.625%
HK$78,596
+HK$3,936/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$149,320/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,405
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,782
−HK$2,414/mo
Today · 4.125%
HK$81,196
baseline
▲ 0.50% · 4.625%
HK$86,137
+HK$4,941/mo
Deposit HK$11.17M · loan HK$16.75M · min. income ≈ HK$162,392/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,000
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,280
−HK$2,312/mo
Today · 4.125%
HK$89,592
baseline
▲ 0.50% · 4.625%
HK$94,315
+HK$4,723/mo
Deposit HK$11.17M · loan HK$16.75M · min. income ≈ HK$179,184/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,139
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$91,912
−HK$2,817/mo
Today · 4.125%
HK$94,729
baseline
▲ 0.50% · 4.625%
HK$100,493
+HK$5,764/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$189,458/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,167
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,826
−HK$2,698/mo
Today · 4.125%
HK$104,524
baseline
▲ 0.50% · 4.625%
HK$110,034
+HK$5,510/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$209,048/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,608
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$118,173
−HK$3,622/mo
Today · 4.125%
HK$121,795
baseline
▲ 0.50% · 4.625%
HK$129,205
+HK$7,410/mo
Deposit HK$2.79M · loan HK$25.13M · min. income ≈ HK$243,590/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,500
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,919
−HK$3,469/mo
Today · 4.125%
HK$134,388
baseline
▲ 0.50% · 4.625%
HK$141,472
+HK$7,084/mo
Deposit HK$2.79M · loan HK$25.13M · min. income ≈ HK$268,776/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,186,715 · Scale 2, in force from 26 Feb 2026)