LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,687
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,668
−HK$2,013/mo
Today · 4.125%
HK$67,681
baseline
▲ 0.50% · 4.625%
HK$71,799
+HK$4,118/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$135,362/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,851
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,751
−HK$1,928/mo
Today · 4.125%
HK$74,679
baseline
▲ 0.50% · 4.625%
HK$78,615
+HK$3,936/mo
Deposit HK$13.96M · loan HK$13.96M · min. income ≈ HK$149,358/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,424
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,802
−HK$2,415/mo
Today · 4.125%
HK$81,217
baseline
▲ 0.50% · 4.625%
HK$86,159
+HK$4,942/mo
Deposit HK$11.17M · loan HK$16.76M · min. income ≈ HK$162,434/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,021
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,302
−HK$2,313/mo
Today · 4.125%
HK$89,615
baseline
▲ 0.50% · 4.625%
HK$94,338
+HK$4,723/mo
Deposit HK$11.17M · loan HK$16.76M · min. income ≈ HK$179,230/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,162
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$91,935
−HK$2,818/mo
Today · 4.125%
HK$94,753
baseline
▲ 0.50% · 4.625%
HK$100,518
+HK$5,765/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$189,506/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,192
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$101,852
−HK$2,699/mo
Today · 4.125%
HK$104,551
baseline
▲ 0.50% · 4.625%
HK$110,062
+HK$5,511/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$209,102/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,636
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$118,202
−HK$3,623/mo
Today · 4.125%
HK$121,825
baseline
▲ 0.50% · 4.625%
HK$129,238
+HK$7,413/mo
Deposit HK$2.79M · loan HK$25.14M · min. income ≈ HK$243,650/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,532
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$130,952
−HK$3,470/mo
Today · 4.125%
HK$134,422
baseline
▲ 0.50% · 4.625%
HK$141,508
+HK$7,086/mo
Deposit HK$2.79M · loan HK$25.14M · min. income ≈ HK$268,844/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,014 · Scale 2, in force from 26 Feb 2026)