LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,700
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,681
−HK$2,013/mo
Today · 4.125%
HK$67,694
baseline
▲ 0.50% · 4.625%
HK$71,813
+HK$4,119/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$135,388/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,865
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,766
−HK$1,928/mo
Today · 4.125%
HK$74,694
baseline
▲ 0.50% · 4.625%
HK$78,631
+HK$3,937/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$149,388/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,440
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,817
−HK$2,416/mo
Today · 4.125%
HK$81,233
baseline
▲ 0.50% · 4.625%
HK$86,176
+HK$4,943/mo
Deposit HK$11.17M · loan HK$16.76M · min. income ≈ HK$162,466/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,038
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,319
−HK$2,314/mo
Today · 4.125%
HK$89,633
baseline
▲ 0.50% · 4.625%
HK$94,357
+HK$4,724/mo
Deposit HK$11.17M · loan HK$16.76M · min. income ≈ HK$179,266/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,180
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$91,954
−HK$2,818/mo
Today · 4.125%
HK$94,772
baseline
▲ 0.50% · 4.625%
HK$100,539
+HK$5,767/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$189,544/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,211
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$101,872
−HK$2,699/mo
Today · 4.125%
HK$104,571
baseline
▲ 0.50% · 4.625%
HK$110,084
+HK$5,513/mo
Deposit HK$8.38M · loan HK$19.55M · min. income ≈ HK$209,142/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,659
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$118,226
−HK$3,624/mo
Today · 4.125%
HK$121,850
baseline
▲ 0.50% · 4.625%
HK$129,264
+HK$7,414/mo
Deposit HK$2.79M · loan HK$25.14M · min. income ≈ HK$243,700/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,557
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$130,978
−HK$3,471/mo
Today · 4.125%
HK$134,449
baseline
▲ 0.50% · 4.625%
HK$141,536
+HK$7,087/mo
Deposit HK$2.79M · loan HK$25.14M · min. income ≈ HK$268,898/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,251 · Scale 2, in force from 26 Feb 2026)