LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,710
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,691
−HK$2,014/mo
Today · 4.125%
HK$67,705
baseline
▲ 0.50% · 4.625%
HK$71,825
+HK$4,120/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$135,410/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,876
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,777
−HK$1,929/mo
Today · 4.125%
HK$74,706
baseline
▲ 0.50% · 4.625%
HK$78,644
+HK$3,938/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$149,412/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,452
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,830
−HK$2,416/mo
Today · 4.125%
HK$81,246
baseline
▲ 0.50% · 4.625%
HK$86,189
+HK$4,943/mo
Deposit HK$11.18M · loan HK$16.76M · min. income ≈ HK$162,492/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,052
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,333
−HK$2,314/mo
Today · 4.125%
HK$89,647
baseline
▲ 0.50% · 4.625%
HK$94,372
+HK$4,725/mo
Deposit HK$11.18M · loan HK$16.76M · min. income ≈ HK$179,294/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,194
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,968
−HK$2,819/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$100,554
+HK$5,767/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,227
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,888
−HK$2,700/mo
Today · 4.125%
HK$104,588
baseline
▲ 0.50% · 4.625%
HK$110,101
+HK$5,513/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$209,176/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,678
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$118,245
−HK$3,624/mo
Today · 4.125%
HK$121,869
baseline
▲ 0.50% · 4.625%
HK$129,284
+HK$7,415/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$243,738/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,578
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$130,999
−HK$3,471/mo
Today · 4.125%
HK$134,470
baseline
▲ 0.50% · 4.625%
HK$141,558
+HK$7,088/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$268,940/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,439 · Scale 2, in force from 26 Feb 2026)