LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,721
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,703
−HK$2,013/mo
Today · 4.125%
HK$67,716
baseline
▲ 0.50% · 4.625%
HK$71,837
+HK$4,121/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$135,432/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,888
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,790
−HK$1,928/mo
Today · 4.125%
HK$74,718
baseline
▲ 0.50% · 4.625%
HK$78,657
+HK$3,939/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$149,436/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,465
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,843
−HK$2,417/mo
Today · 4.125%
HK$81,260
baseline
▲ 0.50% · 4.625%
HK$86,204
+HK$4,944/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,520/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,066
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,348
−HK$2,314/mo
Today · 4.125%
HK$89,662
baseline
▲ 0.50% · 4.625%
HK$94,388
+HK$4,726/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,324/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,209
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,984
−HK$2,819/mo
Today · 4.125%
HK$94,803
baseline
▲ 0.50% · 4.625%
HK$100,571
+HK$5,768/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$189,606/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,244
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,905
−HK$2,701/mo
Today · 4.125%
HK$104,606
baseline
▲ 0.50% · 4.625%
HK$110,120
+HK$5,514/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$209,212/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,697
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,265
−HK$3,624/mo
Today · 4.125%
HK$121,889
baseline
▲ 0.50% · 4.625%
HK$129,306
+HK$7,417/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$243,778/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,599
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,021
−HK$3,472/mo
Today · 4.125%
HK$134,493
baseline
▲ 0.50% · 4.625%
HK$141,582
+HK$7,089/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$268,986/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,640 · Scale 2, in force from 26 Feb 2026)