LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,722
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,704
−HK$2,014/mo
Today · 4.125%
HK$67,718
baseline
▲ 0.50% · 4.625%
HK$71,838
+HK$4,120/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$135,436/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,890
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,791
−HK$1,929/mo
Today · 4.125%
HK$74,720
baseline
▲ 0.50% · 4.625%
HK$78,659
+HK$3,939/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$149,440/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,466
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,845
−HK$2,416/mo
Today · 4.125%
HK$81,261
baseline
▲ 0.50% · 4.625%
HK$86,206
+HK$4,945/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,522/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,068
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,349
−HK$2,315/mo
Today · 4.125%
HK$89,664
baseline
▲ 0.50% · 4.625%
HK$94,390
+HK$4,726/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,328/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,211
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,986
−HK$2,819/mo
Today · 4.125%
HK$94,805
baseline
▲ 0.50% · 4.625%
HK$100,574
+HK$5,769/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$189,610/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,246
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,908
−HK$2,700/mo
Today · 4.125%
HK$104,608
baseline
▲ 0.50% · 4.625%
HK$110,122
+HK$5,514/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$209,216/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,699
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$118,267
−HK$3,625/mo
Today · 4.125%
HK$121,892
baseline
▲ 0.50% · 4.625%
HK$129,309
+HK$7,417/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$243,784/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,602
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,024
−HK$3,472/mo
Today · 4.125%
HK$134,496
baseline
▲ 0.50% · 4.625%
HK$141,585
+HK$7,089/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$268,992/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,666 · Scale 2, in force from 26 Feb 2026)