LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,723
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,705
−HK$2,014/mo
Today · 4.125%
HK$67,719
baseline
▲ 0.50% · 4.625%
HK$71,839
+HK$4,120/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$135,438/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,891
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,792
−HK$1,929/mo
Today · 4.125%
HK$74,721
baseline
▲ 0.50% · 4.625%
HK$78,660
+HK$3,939/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$149,442/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,468
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,846
−HK$2,417/mo
Today · 4.125%
HK$81,263
baseline
▲ 0.50% · 4.625%
HK$86,207
+HK$4,944/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,526/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,069
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,351
−HK$2,314/mo
Today · 4.125%
HK$89,665
baseline
▲ 0.50% · 4.625%
HK$94,392
+HK$4,727/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,330/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,212
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,987
−HK$2,820/mo
Today · 4.125%
HK$94,807
baseline
▲ 0.50% · 4.625%
HK$100,575
+HK$5,768/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$189,614/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,248
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,909
−HK$2,701/mo
Today · 4.125%
HK$104,610
baseline
▲ 0.50% · 4.625%
HK$110,124
+HK$5,514/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$209,220/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,701
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$118,269
−HK$3,625/mo
Today · 4.125%
HK$121,894
baseline
▲ 0.50% · 4.625%
HK$129,311
+HK$7,417/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$243,788/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,604
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,026
−HK$3,472/mo
Today · 4.125%
HK$134,498
baseline
▲ 0.50% · 4.625%
HK$141,588
+HK$7,090/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$268,996/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,685 · Scale 2, in force from 26 Feb 2026)