LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,724
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,706
−HK$2,014/mo
Today · 4.125%
HK$67,720
baseline
▲ 0.50% · 4.625%
HK$71,841
+HK$4,121/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$135,440/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,893
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,794
−HK$1,929/mo
Today · 4.125%
HK$74,723
baseline
▲ 0.50% · 4.625%
HK$78,661
+HK$3,938/mo
Deposit HK$13.97M · loan HK$13.97M · min. income ≈ HK$149,446/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,469
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,848
−HK$2,416/mo
Today · 4.125%
HK$81,264
baseline
▲ 0.50% · 4.625%
HK$86,209
+HK$4,945/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,528/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,071
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,353
−HK$2,314/mo
Today · 4.125%
HK$89,667
baseline
▲ 0.50% · 4.625%
HK$94,394
+HK$4,727/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,334/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,214
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,989
−HK$2,819/mo
Today · 4.125%
HK$94,808
baseline
▲ 0.50% · 4.625%
HK$100,577
+HK$5,769/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$189,616/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,250
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,911
−HK$2,701/mo
Today · 4.125%
HK$104,612
baseline
▲ 0.50% · 4.625%
HK$110,126
+HK$5,514/mo
Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$209,224/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,704
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,271
−HK$3,625/mo
Today · 4.125%
HK$121,896
baseline
▲ 0.50% · 4.625%
HK$129,314
+HK$7,418/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$243,792/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,607
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,029
−HK$3,472/mo
Today · 4.125%
HK$134,501
baseline
▲ 0.50% · 4.625%
HK$141,590
+HK$7,089/mo
Deposit HK$2.79M · loan HK$25.15M · min. income ≈ HK$269,002/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,708 · Scale 2, in force from 26 Feb 2026)