LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,738
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,721
−HK$2,014/mo
Today · 4.125%
HK$67,735
baseline
▲ 0.50% · 4.625%
HK$71,857
+HK$4,122/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,470/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,908
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,810
−HK$1,929/mo
Today · 4.125%
HK$74,739
baseline
▲ 0.50% · 4.625%
HK$78,679
+HK$3,940/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,478/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,486
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,865
−HK$2,417/mo
Today · 4.125%
HK$81,282
baseline
▲ 0.50% · 4.625%
HK$86,228
+HK$4,946/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,564/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,090
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,372
−HK$2,315/mo
Today · 4.125%
HK$89,687
baseline
▲ 0.50% · 4.625%
HK$94,415
+HK$4,728/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,374/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,234
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$92,009
−HK$2,820/mo
Today · 4.125%
HK$94,829
baseline
▲ 0.50% · 4.625%
HK$100,600
+HK$5,771/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$189,658/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,272
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,934
−HK$2,701/mo
Today · 4.125%
HK$104,635
baseline
▲ 0.50% · 4.625%
HK$110,150
+HK$5,515/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$209,270/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,729
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,298
−HK$3,626/mo
Today · 4.125%
HK$121,924
baseline
▲ 0.50% · 4.625%
HK$129,342
+HK$7,418/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$243,848/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,635
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,058
−HK$3,473/mo
Today · 4.125%
HK$134,531
baseline
▲ 0.50% · 4.625%
HK$141,622
+HK$7,091/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$269,062/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,187,973 · Scale 2, in force from 26 Feb 2026)