LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,740
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,723
−HK$2,014/mo
Today · 4.125%
HK$67,737
baseline
▲ 0.50% · 4.625%
HK$71,859
+HK$4,122/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,474/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,910
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,812
−HK$1,929/mo
Today · 4.125%
HK$74,741
baseline
▲ 0.50% · 4.625%
HK$78,681
+HK$3,940/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,482/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,488
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,867
−HK$2,417/mo
Today · 4.125%
HK$81,284
baseline
▲ 0.50% · 4.625%
HK$86,230
+HK$4,946/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,568/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,092
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,374
−HK$2,315/mo
Today · 4.125%
HK$89,689
baseline
▲ 0.50% · 4.625%
HK$94,417
+HK$4,728/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,378/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,236
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,012
−HK$2,820/mo
Today · 4.125%
HK$94,832
baseline
▲ 0.50% · 4.625%
HK$100,602
+HK$5,770/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$189,664/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,274
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,936
−HK$2,701/mo
Today · 4.125%
HK$104,637
baseline
▲ 0.50% · 4.625%
HK$110,153
+HK$5,516/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$209,274/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,732
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,301
−HK$3,625/mo
Today · 4.125%
HK$121,926
baseline
▲ 0.50% · 4.625%
HK$129,345
+HK$7,419/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$243,852/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,638
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,061
−HK$3,473/mo
Today · 4.125%
HK$134,534
baseline
▲ 0.50% · 4.625%
HK$141,625
+HK$7,091/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$269,068/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,000 · Scale 2, in force from 26 Feb 2026)