LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,740
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,723
−HK$2,015/mo
Today · 4.125%
HK$67,738
baseline
▲ 0.50% · 4.625%
HK$71,859
+HK$4,121/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,476/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,911
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,812
−HK$1,930/mo
Today · 4.125%
HK$74,742
baseline
▲ 0.50% · 4.625%
HK$78,681
+HK$3,939/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,484/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,489
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,868
−HK$2,417/mo
Today · 4.125%
HK$81,285
baseline
▲ 0.50% · 4.625%
HK$86,231
+HK$4,946/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,570/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,093
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,375
−HK$2,315/mo
Today · 4.125%
HK$89,690
baseline
▲ 0.50% · 4.625%
HK$94,418
+HK$4,728/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,380/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,237
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,012
−HK$2,821/mo
Today · 4.125%
HK$94,833
baseline
▲ 0.50% · 4.625%
HK$100,603
+HK$5,770/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$189,666/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,275
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,937
−HK$2,701/mo
Today · 4.125%
HK$104,638
baseline
▲ 0.50% · 4.625%
HK$110,154
+HK$5,516/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$209,276/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,733
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,302
−HK$3,626/mo
Today · 4.125%
HK$121,928
baseline
▲ 0.50% · 4.625%
HK$129,347
+HK$7,419/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$243,856/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,639
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,062
−HK$3,473/mo
Today · 4.125%
HK$134,535
baseline
▲ 0.50% · 4.625%
HK$141,627
+HK$7,092/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$269,070/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,011 · Scale 2, in force from 26 Feb 2026)