LTV · monthly repayment
▼ 0.50% · 3.625%
HK$637,486
−HK$39,976/mo
▼ 0.25% · 3.875%
HK$657,316
−HK$20,146/mo
Today · 4.125%
HK$677,462
baseline
▲ 0.50% · 4.625%
HK$718,684
+HK$41,222/mo
Deposit HK$139.78M · loan HK$139.78M · min. income ≈ HK$1,354,924/mo (50% DSR)
Upfront cash ≈ HK$157.96M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$709,197
−HK$38,316/mo
▼ 0.25% · 3.875%
HK$728,217
−HK$19,296/mo
Today · 4.125%
HK$747,513
baseline
▲ 0.50% · 4.625%
HK$786,915
+HK$39,402/mo
Deposit HK$139.78M · loan HK$139.78M · min. income ≈ HK$1,495,026/mo (50% DSR)
Upfront cash ≈ HK$157.96M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$764,983
−HK$47,972/mo
▼ 0.25% · 3.875%
HK$788,779
−HK$24,176/mo
Today · 4.125%
HK$812,955
baseline
▲ 0.50% · 4.625%
HK$862,421
+HK$49,466/mo
Deposit HK$111.83M · loan HK$167.74M · min. income ≈ HK$1,625,910/mo (50% DSR)
Upfront cash ≈ HK$130.00M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$851,036
−HK$45,979/mo
▼ 0.25% · 3.875%
HK$873,861
−HK$23,154/mo
Today · 4.125%
HK$897,015
baseline
▲ 0.50% · 4.625%
HK$944,298
+HK$47,283/mo
Deposit HK$111.83M · loan HK$167.74M · min. income ≈ HK$1,794,030/mo (50% DSR)
Upfront cash ≈ HK$130.00M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$892,481
−HK$55,966/mo
▼ 0.25% · 3.875%
HK$920,242
−HK$28,205/mo
Today · 4.125%
HK$948,447
baseline
▲ 0.50% · 4.625%
HK$1,006,158
+HK$57,711/mo
Deposit HK$83.87M · loan HK$195.70M · min. income ≈ HK$1,896,894/mo (50% DSR)
Upfront cash ≈ HK$102.04M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$992,876
−HK$53,642/mo
▼ 0.25% · 3.875%
HK$1,019,504
−HK$27,014/mo
Today · 4.125%
HK$1,046,518
baseline
▲ 0.50% · 4.625%
HK$1,101,681
+HK$55,163/mo
Deposit HK$83.87M · loan HK$195.70M · min. income ≈ HK$2,093,036/mo (50% DSR)
Upfront cash ≈ HK$102.04M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,147,475
−HK$71,957/mo
▼ 0.25% · 3.875%
HK$1,183,168
−HK$36,264/mo
Today · 4.125%
HK$1,219,432
baseline
▲ 0.50% · 4.625%
HK$1,293,631
+HK$74,199/mo
Deposit HK$27.96M · loan HK$251.61M · min. income ≈ HK$2,438,864/mo (50% DSR)
Upfront cash ≈ HK$46.13M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,276,555
−HK$68,968/mo
▼ 0.25% · 3.875%
HK$1,310,791
−HK$34,732/mo
Today · 4.125%
HK$1,345,523
baseline
▲ 0.50% · 4.625%
HK$1,416,447
+HK$70,924/mo
Deposit HK$27.96M · loan HK$251.61M · min. income ≈ HK$2,691,046/mo (50% DSR)
Upfront cash ≈ HK$46.13M (deposit + AVD stamp duty HK$18,171,905 · Scale 2, in force from 26 Feb 2026)