LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,749
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,732
−HK$2,015/mo
Today · 4.125%
HK$67,747
baseline
▲ 0.50% · 4.625%
HK$71,869
+HK$4,122/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,494/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,920
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,822
−HK$1,930/mo
Today · 4.125%
HK$74,752
baseline
▲ 0.50% · 4.625%
HK$78,692
+HK$3,940/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,504/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,499
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,878
−HK$2,418/mo
Today · 4.125%
HK$81,296
baseline
▲ 0.50% · 4.625%
HK$86,243
+HK$4,947/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,592/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,104
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,387
−HK$2,315/mo
Today · 4.125%
HK$89,702
baseline
▲ 0.50% · 4.625%
HK$94,430
+HK$4,728/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,404/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,249
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,025
−HK$2,820/mo
Today · 4.125%
HK$94,845
baseline
▲ 0.50% · 4.625%
HK$100,616
+HK$5,771/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$189,690/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,288
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,951
−HK$2,701/mo
Today · 4.125%
HK$104,652
baseline
▲ 0.50% · 4.625%
HK$110,169
+HK$5,517/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$209,304/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,748
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,317
−HK$3,627/mo
Today · 4.125%
HK$121,944
baseline
▲ 0.50% · 4.625%
HK$129,364
+HK$7,420/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$243,888/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,656
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$131,080
−HK$3,473/mo
Today · 4.125%
HK$134,553
baseline
▲ 0.50% · 4.625%
HK$141,645
+HK$7,092/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$269,106/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,170 · Scale 2, in force from 26 Feb 2026)