LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,752
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,735
−HK$2,014/mo
Today · 4.125%
HK$67,749
baseline
▲ 0.50% · 4.625%
HK$71,872
+HK$4,123/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,498/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,923
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,825
−HK$1,930/mo
Today · 4.125%
HK$74,755
baseline
▲ 0.50% · 4.625%
HK$78,695
+HK$3,940/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,510/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,502
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,882
−HK$2,417/mo
Today · 4.125%
HK$81,299
baseline
▲ 0.50% · 4.625%
HK$86,246
+HK$4,947/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$162,598/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,108
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,390
−HK$2,316/mo
Today · 4.125%
HK$89,706
baseline
▲ 0.50% · 4.625%
HK$94,434
+HK$4,728/mo
Deposit HK$11.18M · loan HK$16.77M · min. income ≈ HK$179,412/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,252
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,028
−HK$2,821/mo
Today · 4.125%
HK$94,849
baseline
▲ 0.50% · 4.625%
HK$100,620
+HK$5,771/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$189,698/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,292
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,955
−HK$2,702/mo
Today · 4.125%
HK$104,657
baseline
▲ 0.50% · 4.625%
HK$110,173
+HK$5,516/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$209,314/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,753
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,322
−HK$3,627/mo
Today · 4.125%
HK$121,949
baseline
▲ 0.50% · 4.625%
HK$129,369
+HK$7,420/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$243,898/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,661
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,085
−HK$3,474/mo
Today · 4.125%
HK$134,559
baseline
▲ 0.50% · 4.625%
HK$141,651
+HK$7,092/mo
Deposit HK$2.80M · loan HK$25.16M · min. income ≈ HK$269,118/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,219 · Scale 2, in force from 26 Feb 2026)