LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,764
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,747
−HK$2,015/mo
Today · 4.125%
HK$67,762
baseline
▲ 0.50% · 4.625%
HK$71,885
+HK$4,123/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,524/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,936
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,839
−HK$1,930/mo
Today · 4.125%
HK$74,769
baseline
▲ 0.50% · 4.625%
HK$78,710
+HK$3,941/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,538/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,516
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,896
−HK$2,418/mo
Today · 4.125%
HK$81,314
baseline
▲ 0.50% · 4.625%
HK$86,262
+HK$4,948/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$162,628/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,124
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,407
−HK$2,316/mo
Today · 4.125%
HK$89,723
baseline
▲ 0.50% · 4.625%
HK$94,452
+HK$4,729/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$179,446/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,269
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,046
−HK$2,821/mo
Today · 4.125%
HK$94,867
baseline
▲ 0.50% · 4.625%
HK$100,639
+HK$5,772/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$189,734/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,311
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,974
−HK$2,702/mo
Today · 4.125%
HK$104,676
baseline
▲ 0.50% · 4.625%
HK$110,194
+HK$5,518/mo
Deposit HK$8.39M · loan HK$19.57M · min. income ≈ HK$209,352/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,774
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,345
−HK$3,627/mo
Today · 4.125%
HK$121,972
baseline
▲ 0.50% · 4.625%
HK$129,393
+HK$7,421/mo
Deposit HK$2.80M · loan HK$25.17M · min. income ≈ HK$243,944/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,685
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$131,110
−HK$3,474/mo
Today · 4.125%
HK$134,584
baseline
▲ 0.50% · 4.625%
HK$141,678
+HK$7,094/mo
Deposit HK$2.80M · loan HK$25.17M · min. income ≈ HK$269,168/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$1,188,442 · Scale 2, in force from 26 Feb 2026)