LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,776
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,760
−HK$2,015/mo
Today · 4.125%
HK$67,775
baseline
▲ 0.50% · 4.625%
HK$71,899
+HK$4,124/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$135,550/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,950
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,853
−HK$1,930/mo
Today · 4.125%
HK$74,783
baseline
▲ 0.50% · 4.625%
HK$78,725
+HK$3,942/mo
Deposit HK$13.98M · loan HK$13.98M · min. income ≈ HK$149,566/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,531
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,912
−HK$2,418/mo
Today · 4.125%
HK$81,330
baseline
▲ 0.50% · 4.625%
HK$86,279
+HK$4,949/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$162,660/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,140
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,423
−HK$2,317/mo
Today · 4.125%
HK$89,740
baseline
▲ 0.50% · 4.625%
HK$94,470
+HK$4,730/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$179,480/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,286
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,063
−HK$2,822/mo
Today · 4.125%
HK$94,885
baseline
▲ 0.50% · 4.625%
HK$100,659
+HK$5,774/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,770/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,330
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,994
−HK$2,702/mo
Today · 4.125%
HK$104,696
baseline
▲ 0.50% · 4.625%
HK$110,215
+HK$5,519/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,392/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,797
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,367
−HK$3,628/mo
Today · 4.125%
HK$121,995
baseline
▲ 0.50% · 4.625%
HK$129,418
+HK$7,423/mo
Deposit HK$2.80M · loan HK$25.17M · min. income ≈ HK$243,990/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,710
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,135
−HK$3,475/mo
Today · 4.125%
HK$134,610
baseline
▲ 0.50% · 4.625%
HK$141,705
+HK$7,095/mo
Deposit HK$2.80M · loan HK$25.17M · min. income ≈ HK$269,220/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,671 · Scale 2, in force from 26 Feb 2026)