LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,783
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,767
−HK$2,015/mo
Today · 4.125%
HK$67,782
baseline
▲ 0.50% · 4.625%
HK$71,907
+HK$4,125/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,564/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,957
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,861
−HK$1,930/mo
Today · 4.125%
HK$74,791
baseline
▲ 0.50% · 4.625%
HK$78,733
+HK$3,942/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,582/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,539
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$78,920
−HK$2,419/mo
Today · 4.125%
HK$81,339
baseline
▲ 0.50% · 4.625%
HK$86,288
+HK$4,949/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$162,678/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,149
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,433
−HK$2,316/mo
Today · 4.125%
HK$89,749
baseline
▲ 0.50% · 4.625%
HK$94,480
+HK$4,731/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$179,498/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,296
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,073
−HK$2,822/mo
Today · 4.125%
HK$94,895
baseline
▲ 0.50% · 4.625%
HK$100,669
+HK$5,774/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,790/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,340
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,005
−HK$2,703/mo
Today · 4.125%
HK$104,708
baseline
▲ 0.50% · 4.625%
HK$110,227
+HK$5,519/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,416/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,809
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$118,380
−HK$3,628/mo
Today · 4.125%
HK$122,008
baseline
▲ 0.50% · 4.625%
HK$129,432
+HK$7,424/mo
Deposit HK$2.80M · loan HK$25.17M · min. income ≈ HK$244,016/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,723
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,149
−HK$3,475/mo
Today · 4.125%
HK$134,624
baseline
▲ 0.50% · 4.625%
HK$141,720
+HK$7,096/mo
Deposit HK$2.80M · loan HK$25.17M · min. income ≈ HK$269,248/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,796 · Scale 2, in force from 26 Feb 2026)