LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,785
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,770
−HK$2,015/mo
Today · 4.125%
HK$67,785
baseline
▲ 0.50% · 4.625%
HK$71,910
+HK$4,125/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,570/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,961
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,864
−HK$1,930/mo
Today · 4.125%
HK$74,794
baseline
▲ 0.50% · 4.625%
HK$78,737
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,588/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,543
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,923
−HK$2,419/mo
Today · 4.125%
HK$81,342
baseline
▲ 0.50% · 4.625%
HK$86,292
+HK$4,950/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$162,684/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,153
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,437
−HK$2,316/mo
Today · 4.125%
HK$89,753
baseline
▲ 0.50% · 4.625%
HK$94,484
+HK$4,731/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$179,506/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,300
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$92,077
−HK$2,823/mo
Today · 4.125%
HK$94,900
baseline
▲ 0.50% · 4.625%
HK$100,674
+HK$5,774/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,800/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,345
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$102,009
−HK$2,703/mo
Today · 4.125%
HK$104,712
baseline
▲ 0.50% · 4.625%
HK$110,232
+HK$5,520/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,424/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,814
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,385
−HK$3,629/mo
Today · 4.125%
HK$122,014
baseline
▲ 0.50% · 4.625%
HK$129,438
+HK$7,424/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,028/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,729
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,155
−HK$3,475/mo
Today · 4.125%
HK$134,630
baseline
▲ 0.50% · 4.625%
HK$141,727
+HK$7,097/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,260/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,850 · Scale 2, in force from 26 Feb 2026)