LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,789
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,773
−HK$2,016/mo
Today · 4.125%
HK$67,789
baseline
▲ 0.50% · 4.625%
HK$71,914
+HK$4,125/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,578/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,964
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,868
−HK$1,930/mo
Today · 4.125%
HK$74,798
baseline
▲ 0.50% · 4.625%
HK$78,741
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,596/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,546
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,927
−HK$2,420/mo
Today · 4.125%
HK$81,347
baseline
▲ 0.50% · 4.625%
HK$86,296
+HK$4,949/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$162,694/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,157
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,441
−HK$2,317/mo
Today · 4.125%
HK$89,758
baseline
▲ 0.50% · 4.625%
HK$94,489
+HK$4,731/mo
Deposit HK$11.19M · loan HK$16.78M · min. income ≈ HK$179,516/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,304
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$92,082
−HK$2,822/mo
Today · 4.125%
HK$94,904
baseline
▲ 0.50% · 4.625%
HK$100,679
+HK$5,775/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,808/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,350
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,015
−HK$2,703/mo
Today · 4.125%
HK$104,718
baseline
▲ 0.50% · 4.625%
HK$110,237
+HK$5,519/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,436/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,820
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,391
−HK$3,629/mo
Today · 4.125%
HK$122,020
baseline
▲ 0.50% · 4.625%
HK$129,444
+HK$7,424/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,040/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,736
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,162
−HK$3,475/mo
Today · 4.125%
HK$134,637
baseline
▲ 0.50% · 4.625%
HK$141,734
+HK$7,097/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,274/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,188,910 · Scale 2, in force from 26 Feb 2026)