LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,795
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,780
−HK$2,016/mo
Today · 4.125%
HK$67,796
baseline
▲ 0.50% · 4.625%
HK$71,921
+HK$4,125/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,592/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,971
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,875
−HK$1,931/mo
Today · 4.125%
HK$74,806
baseline
▲ 0.50% · 4.625%
HK$78,749
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,612/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,554
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,935
−HK$2,420/mo
Today · 4.125%
HK$81,355
baseline
▲ 0.50% · 4.625%
HK$86,305
+HK$4,950/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,710/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,166
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,450
−HK$2,317/mo
Today · 4.125%
HK$89,767
baseline
▲ 0.50% · 4.625%
HK$94,499
+HK$4,732/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,534/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,313
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,091
−HK$2,823/mo
Today · 4.125%
HK$94,914
baseline
▲ 0.50% · 4.625%
HK$100,689
+HK$5,775/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,828/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,360
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,025
−HK$2,703/mo
Today · 4.125%
HK$104,728
baseline
▲ 0.50% · 4.625%
HK$110,249
+HK$5,521/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,456/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,831
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,403
−HK$3,629/mo
Today · 4.125%
HK$122,032
baseline
▲ 0.50% · 4.625%
HK$129,458
+HK$7,426/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,064/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,749
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,175
−HK$3,475/mo
Today · 4.125%
HK$134,650
baseline
▲ 0.50% · 4.625%
HK$141,748
+HK$7,098/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,300/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,030 · Scale 2, in force from 26 Feb 2026)