LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,797
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,781
−HK$2,016/mo
Today · 4.125%
HK$67,797
baseline
▲ 0.50% · 4.625%
HK$71,923
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,594/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,973
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,877
−HK$1,931/mo
Today · 4.125%
HK$74,808
baseline
▲ 0.50% · 4.625%
HK$78,751
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,616/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,556
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,937
−HK$2,420/mo
Today · 4.125%
HK$81,357
baseline
▲ 0.50% · 4.625%
HK$86,307
+HK$4,950/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,714/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,168
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,452
−HK$2,317/mo
Today · 4.125%
HK$89,769
baseline
▲ 0.50% · 4.625%
HK$94,501
+HK$4,732/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,538/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,315
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,094
−HK$2,822/mo
Today · 4.125%
HK$94,916
baseline
▲ 0.50% · 4.625%
HK$100,692
+HK$5,776/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,832/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,363
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,027
−HK$2,704/mo
Today · 4.125%
HK$104,731
baseline
▲ 0.50% · 4.625%
HK$110,251
+HK$5,520/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,462/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,834
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,406
−HK$3,629/mo
Today · 4.125%
HK$122,035
baseline
▲ 0.50% · 4.625%
HK$129,461
+HK$7,426/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,070/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,752
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,178
−HK$3,476/mo
Today · 4.125%
HK$134,654
baseline
▲ 0.50% · 4.625%
HK$141,752
+HK$7,098/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,308/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,061 · Scale 2, in force from 26 Feb 2026)