LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,798
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,783
−HK$2,016/mo
Today · 4.125%
HK$67,799
baseline
▲ 0.50% · 4.625%
HK$71,924
+HK$4,125/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,598/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,975
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,878
−HK$1,931/mo
Today · 4.125%
HK$74,809
baseline
▲ 0.50% · 4.625%
HK$78,752
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,618/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,558
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$78,939
−HK$2,419/mo
Today · 4.125%
HK$81,358
baseline
▲ 0.50% · 4.625%
HK$86,309
+HK$4,951/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,716/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,170
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,454
−HK$2,317/mo
Today · 4.125%
HK$89,771
baseline
▲ 0.50% · 4.625%
HK$94,503
+HK$4,732/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,542/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,317
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,096
−HK$2,822/mo
Today · 4.125%
HK$94,918
baseline
▲ 0.50% · 4.625%
HK$100,694
+HK$5,776/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$189,836/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,365
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,029
−HK$2,704/mo
Today · 4.125%
HK$104,733
baseline
▲ 0.50% · 4.625%
HK$110,253
+HK$5,520/mo
Deposit HK$8.39M · loan HK$19.58M · min. income ≈ HK$209,466/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,836
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,409
−HK$3,629/mo
Today · 4.125%
HK$122,038
baseline
▲ 0.50% · 4.625%
HK$129,463
+HK$7,425/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,076/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,754
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,181
−HK$3,476/mo
Today · 4.125%
HK$134,657
baseline
▲ 0.50% · 4.625%
HK$141,754
+HK$7,097/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,314/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,084 · Scale 2, in force from 26 Feb 2026)