LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,801
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,786
−HK$2,016/mo
Today · 4.125%
HK$67,802
baseline
▲ 0.50% · 4.625%
HK$71,928
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,604/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,978
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,882
−HK$1,931/mo
Today · 4.125%
HK$74,813
baseline
▲ 0.50% · 4.625%
HK$78,756
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,626/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,561
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,943
−HK$2,419/mo
Today · 4.125%
HK$81,362
baseline
▲ 0.50% · 4.625%
HK$86,313
+HK$4,951/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,724/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,174
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,458
−HK$2,317/mo
Today · 4.125%
HK$89,775
baseline
▲ 0.50% · 4.625%
HK$94,508
+HK$4,733/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,550/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,321
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,100
−HK$2,823/mo
Today · 4.125%
HK$94,923
baseline
▲ 0.50% · 4.625%
HK$100,699
+HK$5,776/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$189,846/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,369
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,034
−HK$2,704/mo
Today · 4.125%
HK$104,738
baseline
▲ 0.50% · 4.625%
HK$110,259
+HK$5,521/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$209,476/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,842
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,414
−HK$3,630/mo
Today · 4.125%
HK$122,044
baseline
▲ 0.50% · 4.625%
HK$129,470
+HK$7,426/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,088/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,760
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,187
−HK$3,476/mo
Today · 4.125%
HK$134,663
baseline
▲ 0.50% · 4.625%
HK$141,761
+HK$7,098/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,326/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,141 · Scale 2, in force from 26 Feb 2026)