LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,802
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,787
−HK$2,016/mo
Today · 4.125%
HK$67,803
baseline
▲ 0.50% · 4.625%
HK$71,929
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,606/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,979
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,883
−HK$1,931/mo
Today · 4.125%
HK$74,814
baseline
▲ 0.50% · 4.625%
HK$78,757
+HK$3,943/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,628/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,562
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,944
−HK$2,420/mo
Today · 4.125%
HK$81,364
baseline
▲ 0.50% · 4.625%
HK$86,314
+HK$4,950/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,728/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,175
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,459
−HK$2,318/mo
Today · 4.125%
HK$89,777
baseline
▲ 0.50% · 4.625%
HK$94,509
+HK$4,732/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,554/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,323
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,101
−HK$2,823/mo
Today · 4.125%
HK$94,924
baseline
▲ 0.50% · 4.625%
HK$100,700
+HK$5,776/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$189,848/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,371
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,036
−HK$2,703/mo
Today · 4.125%
HK$104,739
baseline
▲ 0.50% · 4.625%
HK$110,260
+HK$5,521/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$209,478/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,844
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,416
−HK$3,629/mo
Today · 4.125%
HK$122,045
baseline
▲ 0.50% · 4.625%
HK$129,472
+HK$7,427/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,090/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,762
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,189
−HK$3,476/mo
Today · 4.125%
HK$134,665
baseline
▲ 0.50% · 4.625%
HK$141,763
+HK$7,098/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,330/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,159 · Scale 2, in force from 26 Feb 2026)