LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,803
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,788
−HK$2,016/mo
Today · 4.125%
HK$67,804
baseline
▲ 0.50% · 4.625%
HK$71,930
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,608/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,981
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,884
−HK$1,931/mo
Today · 4.125%
HK$74,815
baseline
▲ 0.50% · 4.625%
HK$78,759
+HK$3,944/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,630/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,564
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,946
−HK$2,419/mo
Today · 4.125%
HK$81,365
baseline
▲ 0.50% · 4.625%
HK$86,316
+HK$4,951/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,730/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,177
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,461
−HK$2,317/mo
Today · 4.125%
HK$89,778
baseline
▲ 0.50% · 4.625%
HK$94,511
+HK$4,733/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,556/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,325
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,103
−HK$2,823/mo
Today · 4.125%
HK$94,926
baseline
▲ 0.50% · 4.625%
HK$100,702
+HK$5,776/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$189,852/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,373
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,038
−HK$2,704/mo
Today · 4.125%
HK$104,742
baseline
▲ 0.50% · 4.625%
HK$110,263
+HK$5,521/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$209,484/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,846
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,418
−HK$3,630/mo
Today · 4.125%
HK$122,048
baseline
▲ 0.50% · 4.625%
HK$129,474
+HK$7,426/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,096/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,765
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,192
−HK$3,476/mo
Today · 4.125%
HK$134,668
baseline
▲ 0.50% · 4.625%
HK$141,766
+HK$7,098/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,336/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,183 · Scale 2, in force from 26 Feb 2026)