LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,804
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,789
−HK$2,016/mo
Today · 4.125%
HK$67,805
baseline
▲ 0.50% · 4.625%
HK$71,931
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,610/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,981
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,885
−HK$1,931/mo
Today · 4.125%
HK$74,816
baseline
▲ 0.50% · 4.625%
HK$78,760
+HK$3,944/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,632/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,565
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,946
−HK$2,420/mo
Today · 4.125%
HK$81,366
baseline
▲ 0.50% · 4.625%
HK$86,317
+HK$4,951/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,732/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,178
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,462
−HK$2,317/mo
Today · 4.125%
HK$89,779
baseline
▲ 0.50% · 4.625%
HK$94,512
+HK$4,733/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,558/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,326
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,104
−HK$2,823/mo
Today · 4.125%
HK$94,927
baseline
▲ 0.50% · 4.625%
HK$100,703
+HK$5,776/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$189,854/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,374
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,039
−HK$2,704/mo
Today · 4.125%
HK$104,743
baseline
▲ 0.50% · 4.625%
HK$110,264
+HK$5,521/mo
Deposit HK$8.39M · loan HK$19.59M · min. income ≈ HK$209,486/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,847
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,420
−HK$3,629/mo
Today · 4.125%
HK$122,049
baseline
▲ 0.50% · 4.625%
HK$129,475
+HK$7,426/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$244,098/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,766
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,193
−HK$3,476/mo
Today · 4.125%
HK$134,669
baseline
▲ 0.50% · 4.625%
HK$141,768
+HK$7,099/mo
Deposit HK$2.80M · loan HK$25.18M · min. income ≈ HK$269,338/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,195 · Scale 2, in force from 26 Feb 2026)