LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,811
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,796
−HK$2,016/mo
Today · 4.125%
HK$67,812
baseline
▲ 0.50% · 4.625%
HK$71,938
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,624/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,989
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,893
−HK$1,931/mo
Today · 4.125%
HK$74,824
baseline
▲ 0.50% · 4.625%
HK$78,768
+HK$3,944/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,648/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,573
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,955
−HK$2,420/mo
Today · 4.125%
HK$81,375
baseline
▲ 0.50% · 4.625%
HK$86,326
+HK$4,951/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,750/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,187
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,471
−HK$2,318/mo
Today · 4.125%
HK$89,789
baseline
▲ 0.50% · 4.625%
HK$94,522
+HK$4,733/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,578/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,335
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,114
−HK$2,823/mo
Today · 4.125%
HK$94,937
baseline
▲ 0.50% · 4.625%
HK$100,714
+HK$5,777/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,874/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,384
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,050
−HK$2,704/mo
Today · 4.125%
HK$104,754
baseline
▲ 0.50% · 4.625%
HK$110,276
+HK$5,522/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,508/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,859
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,432
−HK$3,630/mo
Today · 4.125%
HK$122,062
baseline
▲ 0.50% · 4.625%
HK$129,489
+HK$7,427/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,124/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,780
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,207
−HK$3,476/mo
Today · 4.125%
HK$134,683
baseline
▲ 0.50% · 4.625%
HK$141,783
+HK$7,100/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,366/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,322 · Scale 2, in force from 26 Feb 2026)