LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,816
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,801
−HK$2,017/mo
Today · 4.125%
HK$67,818
baseline
▲ 0.50% · 4.625%
HK$71,945
+HK$4,127/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,636/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,995
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,899
−HK$1,932/mo
Today · 4.125%
HK$74,831
baseline
▲ 0.50% · 4.625%
HK$78,775
+HK$3,944/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,662/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,580
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,962
−HK$2,420/mo
Today · 4.125%
HK$81,382
baseline
▲ 0.50% · 4.625%
HK$86,334
+HK$4,952/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,764/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,194
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,479
−HK$2,318/mo
Today · 4.125%
HK$89,797
baseline
▲ 0.50% · 4.625%
HK$94,530
+HK$4,733/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,594/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,343
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,122
−HK$2,823/mo
Today · 4.125%
HK$94,945
baseline
▲ 0.50% · 4.625%
HK$100,723
+HK$5,778/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,890/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,393
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,059
−HK$2,704/mo
Today · 4.125%
HK$104,763
baseline
▲ 0.50% · 4.625%
HK$110,285
+HK$5,522/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,526/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,869
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,442
−HK$3,631/mo
Today · 4.125%
HK$122,073
baseline
▲ 0.50% · 4.625%
HK$129,501
+HK$7,428/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,146/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,791
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,218
−HK$3,477/mo
Today · 4.125%
HK$134,695
baseline
▲ 0.50% · 4.625%
HK$141,795
+HK$7,100/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,390/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,425 · Scale 2, in force from 26 Feb 2026)