LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,817
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,802
−HK$2,017/mo
Today · 4.125%
HK$67,819
baseline
▲ 0.50% · 4.625%
HK$71,945
+HK$4,126/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,638/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,996
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,900
−HK$1,931/mo
Today · 4.125%
HK$74,831
baseline
▲ 0.50% · 4.625%
HK$78,776
+HK$3,945/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,662/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,580
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,962
−HK$2,421/mo
Today · 4.125%
HK$81,383
baseline
▲ 0.50% · 4.625%
HK$86,335
+HK$4,952/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$162,766/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,195
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,480
−HK$2,318/mo
Today · 4.125%
HK$89,798
baseline
▲ 0.50% · 4.625%
HK$94,531
+HK$4,733/mo
Deposit HK$11.19M · loan HK$16.79M · min. income ≈ HK$179,596/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,344
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,123
−HK$2,823/mo
Today · 4.125%
HK$94,946
baseline
▲ 0.50% · 4.625%
HK$100,724
+HK$5,778/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,892/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,394
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,060
−HK$2,704/mo
Today · 4.125%
HK$104,764
baseline
▲ 0.50% · 4.625%
HK$110,286
+HK$5,522/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,528/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,870
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,444
−HK$3,630/mo
Today · 4.125%
HK$122,074
baseline
▲ 0.50% · 4.625%
HK$129,502
+HK$7,428/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,148/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,792
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,220
−HK$3,476/mo
Today · 4.125%
HK$134,696
baseline
▲ 0.50% · 4.625%
HK$141,797
+HK$7,101/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,392/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,437 · Scale 2, in force from 26 Feb 2026)