LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,819
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,804
−HK$2,017/mo
Today · 4.125%
HK$67,821
baseline
▲ 0.50% · 4.625%
HK$71,948
+HK$4,127/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,642/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,998
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,903
−HK$1,931/mo
Today · 4.125%
HK$74,834
baseline
▲ 0.50% · 4.625%
HK$78,779
+HK$3,945/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,668/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,583
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,965
−HK$2,421/mo
Today · 4.125%
HK$81,386
baseline
▲ 0.50% · 4.625%
HK$86,338
+HK$4,952/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$162,772/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,198
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,483
−HK$2,318/mo
Today · 4.125%
HK$89,801
baseline
▲ 0.50% · 4.625%
HK$94,535
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$179,602/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,347
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,126
−HK$2,824/mo
Today · 4.125%
HK$94,950
baseline
▲ 0.50% · 4.625%
HK$100,727
+HK$5,777/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,900/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,398
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,064
−HK$2,704/mo
Today · 4.125%
HK$104,768
baseline
▲ 0.50% · 4.625%
HK$110,290
+HK$5,522/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,536/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,875
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,448
−HK$3,630/mo
Today · 4.125%
HK$122,078
baseline
▲ 0.50% · 4.625%
HK$129,507
+HK$7,429/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,156/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,797
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,225
−HK$3,477/mo
Today · 4.125%
HK$134,702
baseline
▲ 0.50% · 4.625%
HK$141,802
+HK$7,100/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,404/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,481 · Scale 2, in force from 26 Feb 2026)