LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,823
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,808
−HK$2,017/mo
Today · 4.125%
HK$67,825
baseline
▲ 0.50% · 4.625%
HK$71,952
+HK$4,127/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,650/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,002
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,906
−HK$1,932/mo
Today · 4.125%
HK$74,838
baseline
▲ 0.50% · 4.625%
HK$78,783
+HK$3,945/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,676/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,587
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,969
−HK$2,421/mo
Today · 4.125%
HK$81,390
baseline
▲ 0.50% · 4.625%
HK$86,342
+HK$4,952/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$162,780/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,202
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,487
−HK$2,318/mo
Today · 4.125%
HK$89,805
baseline
▲ 0.50% · 4.625%
HK$94,539
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$179,610/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,352
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,131
−HK$2,824/mo
Today · 4.125%
HK$94,955
baseline
▲ 0.50% · 4.625%
HK$100,732
+HK$5,777/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,910/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,403
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,069
−HK$2,704/mo
Today · 4.125%
HK$104,773
baseline
▲ 0.50% · 4.625%
HK$110,296
+HK$5,523/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,546/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,881
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,454
−HK$3,631/mo
Today · 4.125%
HK$122,085
baseline
▲ 0.50% · 4.625%
HK$129,513
+HK$7,428/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,170/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,803
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,231
−HK$3,477/mo
Today · 4.125%
HK$134,708
baseline
▲ 0.50% · 4.625%
HK$141,809
+HK$7,101/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,416/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,541 · Scale 2, in force from 26 Feb 2026)