LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,824
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,810
−HK$2,017/mo
Today · 4.125%
HK$67,827
baseline
▲ 0.50% · 4.625%
HK$71,954
+HK$4,127/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$135,654/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,004
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,908
−HK$1,932/mo
Today · 4.125%
HK$74,840
baseline
▲ 0.50% · 4.625%
HK$78,785
+HK$3,945/mo
Deposit HK$13.99M · loan HK$13.99M · min. income ≈ HK$149,680/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,589
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,971
−HK$2,421/mo
Today · 4.125%
HK$81,392
baseline
▲ 0.50% · 4.625%
HK$86,344
+HK$4,952/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$162,784/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,205
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,490
−HK$2,318/mo
Today · 4.125%
HK$89,808
baseline
▲ 0.50% · 4.625%
HK$94,542
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$179,616/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,354
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,133
−HK$2,824/mo
Today · 4.125%
HK$94,957
baseline
▲ 0.50% · 4.625%
HK$100,735
+HK$5,778/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,914/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,405
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,071
−HK$2,705/mo
Today · 4.125%
HK$104,776
baseline
▲ 0.50% · 4.625%
HK$110,299
+HK$5,523/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,552/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,884
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,457
−HK$3,631/mo
Today · 4.125%
HK$122,088
baseline
▲ 0.50% · 4.625%
HK$129,517
+HK$7,429/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,176/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,807
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,235
−HK$3,477/mo
Today · 4.125%
HK$134,712
baseline
▲ 0.50% · 4.625%
HK$141,813
+HK$7,101/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,424/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,573 · Scale 2, in force from 26 Feb 2026)