LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,826
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,811
−HK$2,017/mo
Today · 4.125%
HK$67,828
baseline
▲ 0.50% · 4.625%
HK$71,956
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,656/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,006
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,910
−HK$1,932/mo
Today · 4.125%
HK$74,842
baseline
▲ 0.50% · 4.625%
HK$78,787
+HK$3,945/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,684/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,591
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,974
−HK$2,420/mo
Today · 4.125%
HK$81,394
baseline
▲ 0.50% · 4.625%
HK$86,347
+HK$4,953/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$162,788/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,207
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,492
−HK$2,318/mo
Today · 4.125%
HK$89,810
baseline
▲ 0.50% · 4.625%
HK$94,544
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.79M · min. income ≈ HK$179,620/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,356
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,136
−HK$2,824/mo
Today · 4.125%
HK$94,960
baseline
▲ 0.50% · 4.625%
HK$100,738
+HK$5,778/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,920/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,408
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,074
−HK$2,705/mo
Today · 4.125%
HK$104,779
baseline
▲ 0.50% · 4.625%
HK$110,302
+HK$5,523/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,558/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,887
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,460
−HK$3,631/mo
Today · 4.125%
HK$122,091
baseline
▲ 0.50% · 4.625%
HK$129,520
+HK$7,429/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,182/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,810
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,238
−HK$3,478/mo
Today · 4.125%
HK$134,716
baseline
▲ 0.50% · 4.625%
HK$141,817
+HK$7,101/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,432/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,606 · Scale 2, in force from 26 Feb 2026)